JustLikeMe Coverage benchmarks

How does your coverage compare?

Grounded in industry-standard actuarial methodology — and what your peers actually hold.

Based on LIMRA research Actuarial methodology Anonymous & free No sales calls Educational only
Sample benchmark Example · not your data
38 · Married · 2 kids · $120k income · homeowner
Peers carry$445k
Recommended$1.2M–$1.6M
Coverage gap vs. the needs-based benchmark
~$905k

Tell us about yourself

A few quick details to see how your coverage compares

Enter a valid age (18–85).
Please select your state.
$
Please enter a valid income greater than $0.
$
Employer + personal policies combined.
Please select your status.
0
Please select one.
Your Results
Benchmark for similar households
Conservative
Typical Midpoint
Protective
Side-by-Side Comparison
Your Benchmark
Typical for your profile
Avg. Actually Carried
People in your cohort
Your Coverage
Self-reported
Coverage at a glance
Benchmark
Avg. carried
💡
Best-fit product
📋

Get your full Benchmark Report

A PDF guide to your benchmark — the actuarial methodology behind the numbers, how to read your coverage range, and a worksheet to pressure-test it — sent straight to your inbox.

Please enter a valid email address.
No spam. Unsubscribe anytime. Educational use only.

Check your inbox

Your Benchmark Report is on its way. If it doesn't arrive in a minute, check your spam folder and add us to your contacts.

What would you like to benchmark next?
Optional — pick anything you'd find useful. It helps decide what we build next.
✓ Thanks — noted. This shapes what we build next.
Benchmarks use life-stage multipliers calibrated to NAIC income-replacement guidance and III expense categories. "Average actually carried" figures are estimates derived from LIMRA 2024 Insurance Barometer survey data on policy ownership and face amounts by demographic cohort. These are educational — not personalized financial or insurance advice.
Why coverage matters
What the number is really protecting

Income protection

Replaces the earnings your household would lose, so everyday life can carry on.

Mortgage protection

Helps your family keep the home instead of being forced to sell or refinance.

Education funding

Keeps long-term goals like college on track even if an income disappears.

Debt protection

Covers balances like loans and cards so they don't become your family's burden.